Job Description

Salary Range: $28.46 - $45.53 ( Depending on knowledge, skills, abilities and location. Certain level jobs may be eligible for bonus, commission, and/or equity awards. ) Posting Date: May 22, 2025 This job will be open and accepting applications for a minimum of three days from the date it was posted. Benefits* worth writing home about: Medical, dental, and vision coverage for employees and their families Life, disability and family Leave 401(k) and Roth 401(k) with employer match Wellness program, employee assistance program, "Commute Trip Reduction" (CTR) and various employee discounts Generous vacation, sick leave, 11 paid holidays, and 16 hours of paid leave every year for community service work Free employee checking account and employee home loan discounts *For eligible employees averaging 20 or more hours per week. EO/AA Employer including Vets and Disabled. Qualified applicants with arrest and conviction records will be considered in accordance with legal requirements. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. California applicants may click this link Fair Chance Ordinance for Los Angeles County to see additional information. Job Description Summary: This position is responsible for independent reviews and analysis of possible suspicious activity to ensure compliance with the Bank Secrecy Act (BSA) and the USA PATRIOT Act. This position provides research and evaluation Anti Money Laundering (AML) alerts and cases and accurately and sufficiently documents analysis and findings in the case management system. Takes referrals from other business units and does additional investigations to determine whether a Suspicious Activity Report (SAR) should be filed within regulatory guidelines. All decisions to not file a SAR will be appropriately documented to support the determination. This position evaluates high risk accounts and activity for Enhanced Due Diligence (EDD) and makes recommendations regarding account retention. Additionally, this position reviews and responds to 314(b) requests as necessary. Reviews less complex and risky client situations and provides findings to management to evaluate potential risk to the bank. This position typically serves as an entry level AML Investigator. Job Details:

PRIMARY FUNCTIONS :

Conducts timely BSA/AML investigations as necessary, including the filing of appropriate reports to law enforcement authorities or regulatory agencies. Researches and evaluates AML risks for alerts and cases involving transactions sources to the Verafin AML detection and alerting system. Ensures alert and case determinations are appropriate, fully supported and clearly documented. Maintains records and documentations needed to meet Regulatory and Audit requirements. Responds to AML/BSA, security and fraud situations; works closely with law enforcement officials. Reviews and investigates suspicious transaction incidents from all business lines. Works with branches if additional information is needed. Recommends account closure to BSA Management when BSA concerns are identified. Responds to other Financial Institutions and or Law Enforcement as necessary. Works with the BSA Lead to enhance the effectiveness and efficiency of the BSA program and supports the corporate strategic objectives and plans. Advises the BSA Lead of major problems encountered in a timely manner. Maintains knowledge of BSA/AML related laws and regulations. Applies critical thinking to complex situations. Ensures that the banks policies and procedures are adhered to. Other duties as requested or assigned.

QUALIFICATIONS:

AA Degree in Criminal Justice studies or accounting/finance preferred. Minimum 2 years in the financial services or insurance industry. General knowledge of the methods for conducting fraud and corporate investigations. General knowledge of bank policy, procedures, and operational issues Experience investigating cases of economic/financial crimes and fraud and preparing such cases to conform to the evidentiary rules required for criminal prosecution preferred. Prior fraud/ BSA investigation in the areas of retail operations, AML/BSA, fraud or security (including investigation and reporting suspicious activity as well as experience in a financial institution, preferred. Strong analytical and organization skills. Ability to define problems, collect data, establish facts, and draw valid conclusions. Demonstrated high level of personal integrity, ability to professionally handle confidential matters, and reflect appropriate level of judgment and maturity. High level of proficiency in both oral and written communication skills, interpersonal and negotiating skills. Proficient with personal computers, experience with Windows, Microsoft Office software. Familiarity with investigative software programs also preferred. Ability to prioritize tasks and responsibilities effectively. High degree of initiative, dependability and ability to work with little supervision. Ability to work on multiple, concurrent projects. Ability to learn quickly, be accurate and timely in completing responsibilities with strong attention to detail. Ability to work cooperatively with, and maintain effective communication and working relationships with, co-workers and manager. Ability to work as part of a team, as well as independently and with people of diverse backgrounds. Able to accept and facilitate change, whether indicated by corporate needs, market or regulatory requirements.

MENTAL AND PHYSICAL CONSIDERATIONS:

Willing and able to travel occasionally as needed. Operation of a Personal Computer and viewing information on a monitor. Must be able to sit for many hours each day. Must be able to communicate via telephone and possess dexterity to include filing documents, reaching and bending. May be required to stand for extended periods of time. Ability to lift or carry up to 20 pounds. Ability to speak English and express ideas and have difficult conversations in person and over the telephone. Ability to listen and comprehend speech. Ability to problem solve, make decisions, interpret data and information, read, write and organize information in an orderly manner.

WORK ENVIRONMENT:

Normal business office environment. Ability to sit in artificial light for extended periods of time. This Position Description may not be limited to the Functions and Requirements as outlined, now or in the future. For example, changes in corporate needs, position demands, or individual performance may result in changes to the Functions or Requirements of this position. Area: Administrative and Business Operations (Corporate) HomeStreet

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